Trucking Insurance Coverages

Comprehensive, flexible commercial auto insurance.

HDVI gives trucking companies broad coverage, flexible payment terms, enhanced coverage forms, and never any hidden fees. Fleets get the insurance they need and peace of mind knowing their business is safe.

Primary coverage options

Auto Liability

Covers injury and property damage to other parties when our customers are at fault for an accident.

  • $1M limit with deductible options
  • Deductibles up to $100k
AUTO LIABILITY DETAILS
Auto Liability - Truck accident

Physical Damage

Covers our customers’ assets when their driver is at fault in a collision or rollover.

  • Combined deductibles up to $10k
  • Towing buy-ups
  • Enhanced physical damage
  • GAP coverage
PHYSICAL DAMAGE DETAILS
Physical Damage - Truck rollover

Motor Truck Cargo

Covers freight hauled by our customers in case of damage due to collision, fire, rollover, striking of load, or other conditions.

  • Combined deductible up to $10k
  • Enhanced cargo
MOTOR TRUCK CARGO DETAILS
Motor Truck Cargo - pipes

Trucker's General Liability

Covers injuries and property damage caused through business activities not directly related to driving a motor vehicle.

  • Additional insured
  • Waiver of subrogation
  • Others available
TRUCKER'S GENERAL LIABILITY DETAILS
Trucker's general liability - loading a truck

Flexible payment structures

Mileage reporting

  • Down to 5 unit fleets
  • Pay per mile with no minimum (subject to eligibility)
  • Letters of credit accepted for deposits

Scheduled unit

  • Interest free installment plans
  • Low down payments
Flexible payment structures illustration

A rock-solid foundation of coverage your truck fleet can trust.

HDVI policies are written on A.M. Best A- rated paper with re-insurance provided by an A+ global reinsurer.