Truckers General Liability Insurance

Truckers general liability insurance for injuries and damages from business activity other than driving a truck

About HDVI's truckers general liability coverage

A truckers general liability policy covers injuries and damages that are caused as a result of business activity other than driving a truck. This can include slip and fall incidents, non-driving activities performed by drivers at customer premises such as loading or unloading, libel and slander, and other exposures.

HDVI’s truckers general liability is a form of insurance only available to trucking firms, and can only be purchased when packaged with our auto liability coverage. 
Trucker's general liability - loading a truck

Truckers general liability insurance provides the following coverage

  • Bodily injury and property damage liability
  • Personal injury liability
  • Advertising injury liability
  • Medical payments
  • Products-completed operations
  • Damage to premises rented to you (7 days or fewer)

Truckers general liability policy coverage details

Coverage limits

  • Premises and Operations limit: up to $1,000,000 per occurrence; $2,000,000 aggregate
  • Stop Gap limit: subject to occurrence and aggregate limit

Ineligible operations

A number of operations may be ineligible for HDVI’s truckers general liability coverage. Please check with your agent or with HDVI for a full list of exclusions. These include:

  • Not for-hire operations
  • Companies with revenue generating operations other than trucking for-hire including but not limited to:
    • Companies with truck washes
    • Companies with farming operations
    • Companies with major warehouse exposures
    • Companies who operate any type of lift
  • Tanker operations