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Insurance products are offered by HDVI Insurance Services, Inc., an insurance agency, and underwritten by Spinnaker Insurance Company, Bedminster, NJ. Insurance products and coverage may vary by state and are not available in all states. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Any information on the website or communication materials does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy. HDVI Insurance Services may receive a commission from an insurer or other intermediary and/or additional compensation in connection with the sale of insurance.

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