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Our mission is to bring commercial transportation
insurance into high definition and make our roads safer.

HDVI approaches commercial auto insurance differently than others. We work closely with our customers, ingesting
and analyzing their telematics data to help us and them understand their risk as accurately as possible. This helps us give them the
right price up front, provide discounts throughout the policy period, and help them manage safety to reduce risk and claims.

Who we are banner

HDVI is changing commercial auto insurance

Insurance is driven by data, and no one leverages telematics data coming from our customers’
fleet vehicles the way we do throughout the policy lifecycle.

Risk Selection icon

Risk
selection

We identify our preferred fleets based on actual operations and driving behavior data.

Risk pricing icon

Risk
pricing

We quote a price commensurate with risk based on trends in safety that are invisible in traditional data sources.

Risk management icon

Risk
management

We monitor customer safety in real-time and provide reports and coaching that help reduce risk.

Claims handling icon

Claims
handling

We use video and telematics data to settle claims faster and achieve the best outcomes for our clients.

Integrity icon

Customer service and satisfaction

We deliver high levels of service based on access to telematics data that helps fleets become safer.

Telematics-based risk models based
on 3.5 billion miles of road miles by class 8 trucks.

95%

of HDVI customers see reductions
in hard braking or speeding
within
their first policy year

~$150k

given out as safety rewards each
year by HDVI customers to drivers
using our Drivers Rewards platform

The HDVI team

High Definition Vehicle Insurance was founded by a group of insurance and trucking experts dedicated to solving these industries’ most difficult challenges. Learn about HDVI’s leadership and the experience that drivers the company’s growth and performance.

HDVI Our Team
Reid Spitz Vision video

Our vision

We had a vision: to build an insurance company that would better service the trucking industry, using technology to provide them with a better overall insurance product that provides the ability to earn discounts, as well as safety tools and resources to help them get safer through the policy term.

– Reid Spitz, HDVI President & Co-Founder

Come help us change commercial auto insurance.
Learn about working at HDVI and open positions.

Awards and recognition

BBB Accredited Business BBB Rating: A+
CBInsights Insurtech 50 badge 2023
AutoTech Breakthrough Awards logo
2024 Chicago Innovation Award Winner badge